Home Oakley Report: Oakley Ranks as 5th Most Affordable City to Own a Home in California

Report: Oakley Ranks as 5th Most Affordable City to Own a Home in California

by ECT

According to a study by The Cost Guys, the City of Oakley came in ranked as the 5th Most Affordable City in California.

The survey lists Oakley at 296 out of 300 cities on the list which they say the average person will spend around 30% of their income on housing–Oakley residents came in at 27.3%.

According to the Survey, the takeaways included:

  • Southern California is more unaffordable than any other part of California
  • The median Californian spends 31.6% of their income on housing
  • The median income for residents that can afford housing is $110,356
  • The median income for residents that spend more than 50% of their income on housing is $49,367

The top 10 least affordable homes in California include:

  1. Westmont (72.6%
  2. Hawthorne (59.8%)
  3. Huntington Park (58.3%)
  4. Maywood (57.1%)
  5. Glendale (55.9%)
  6. Bell (55.8%)
  7. Los Angeles (55.7%)
  8. San Luis Obispo (55.1%)
  9. Florence-Graham (54.9%)
  10. Bell Gardens (54.1%)

In Contra Costa County, this list shows where the cities rank in terms of most affordable with the % being the “affordability margin”.

  • 5 – Oakley (27.3%)
  • 31 – San Ramon (30%)
  • 55 – Brentwood (31.5%)
  • 112 – Antioch (34.5%)
  • 115 – Pittsburg (34.6%)
  • 131 – Concord (35.3%)
  • 206 – Walnut Creek (40.3%)

According to the data, the median income for the top ten areas for most affordable is approximately $117,000 – which is nearly double the median income for California.

The study was released on June 14, 2019.


To find the least and most affordable cities in California we turned to the 2017 American Community Survey. We pulled data from the Housing survey as well as the Economic survey to get a fuller picture on home owner affordability in every CDP in California. We then filtered for only CDPs with greater than 25,000 people. To get the affordability margin we took the median monthly housing costs which include mortgage, insurance and tax costs and multiplied by 12. We then divided that amount by the median income for each CDP.

For the full study and list of 300 cities: https://thecostguys.com/data-blog/the-most-expensive-places-to-own-a-home-in-california

You may also like


Lola Saavedra Jul 23, 2019 - 1:42 pm

You don’t buy a HOME! You buy a HOUSE! You then make the HOUSE into a HOME! A HOUSE is tangible! A HOME is intangible! But sometimes, a HOUSE is not a HOME!

Why can’t realtors learn THE ENGLISH LANGUAGE properly?

Nick Jul 23, 2019 - 2:38 pm

You’re making way too big of a deal out of nothing. You become a homeowner the minute the loan is approved, and you haven’t moved in yet. You’re still a homeowner. And people looking to buy a house are still looking for housing. Take a chill pill.

Tammy Jul 23, 2019 - 9:11 pm

Lola! I totally agree! One is buying or selling A STRUCTURE! One turns it into a home!

I called a realtor to interview and she started with, “Oh? You want to sell your home?” I told her that I didn’t want to sell my “home” because that cannot be done! The only thing I can sell is my house! The structure! She was so confused. Then I showed her the definition between “house” and “home” and how she was not complying with proper English usage! The same thing happened with a few more realtors I interviewed. More confusion on their part.

I finally sold the house by myself. It’s easy to do. Used a real estate lawyer to check out the paperwork.

Nick Jul 23, 2019 - 11:12 pm

Do you refer to yourself as a homeowner or a houseowner? Get over yourself.

Arnie Vazquez Jul 24, 2019 - 1:23 am

I agree 100%, Lola! I can’t stand when I hear some realtor yapping about buying or selling a home. You can’t do that no matter what. I get on their case immediately. People are getting sloppy with the English language.

Same goes for the use of the word “quality.” You either have good quality or poor quality. The word “quality” alone doesn’t mean something is good. It answer the question, “what kind?”

Cigarette shops and 7-11s Jul 23, 2019 - 3:15 pm

Its affordable because its a shitty place to live! Thanks to a corrupt and arrogant city “manager” and a city council that is too stupid to see that they have destroyed what was a nice little town!

Robert Grant Jul 24, 2019 - 1:54 am

You’re not kidding! Oakley used to be a nice little town but then idiots started to run it and ruined it by enticing certain criminal element from Alameda County to move in. What a shame!

Melanie Jul 23, 2019 - 11:21 pm

House and home are synonyms. Synonyms are synonymous, and they can be used interchangeably. Lola and Tammy have no idea what they’re talking about. They’re trying to look (or act) educated, and all you’re doing is looking foolish. Do you have an undergraduate or graduate degree? If so, you didn’t pay attention in school.

Lola Saavedra Jul 24, 2019 - 1:22 pm

Melanie …. I have a Bachelor’s of Science degree in BIOLOGY, a Master’s degree in NURSING and I’m working on another Master’s in HEALTH MANAGEMENT. Any other questions?

Melanie Jul 24, 2019 - 2:04 pm

Yes. Why didn’t you pay attention in school, and learn that certain words are synonymous? Undergrad and graduate degree (UCLA). I’m probably twice your age, and you need to learn synonyms. Or at least keep from embarrassing yourself.

You’re not cut out for nursing. If you’re telling the truth. Hyperactive women shouldn’t be taking care of patients. It’s to the detriment of the health of the patient.

Nick Jul 24, 2019 - 3:18 pm

Melanie is correct. Synonyms are used interchangeably. I learned that in elementary school. The grammar police are annoying, and people who do it are insecure.

Dawn Marie Jul 24, 2019 - 4:08 pm

You’re wrong, Nick! House and home are not interchangeable. You might take a refresher in remedial English. The same goes for your pal, Melanie!

Lola Saavedra Jul 24, 2019 - 3:49 pm

Wrong, Melanie! The two are not used as synonyms. You were not paying attention in English class.

HOUSE: (noun) A shelter or refuge. A building that serves as living quarters. A physical structure made of building materials. (can also be used as a verb ..To house someone in a building)

HOME: (noun) A SOCIAL unit formed by a family living together A familial or congenial environment A focus of one’s domestic attention. (Can also be used as a verb, adverb and adjective.)

Now, as to my education: BA in ENGLISH; working on an MA in PUBIC POLICY IMPLEMENTATION. As to me “acting” educated. I’ve taken a few acting classes and have been in a few films.

Nick Jul 24, 2019 - 6:32 pm

House and home are synonyms. Look it up in the dictionary. You’ll see.

Melanie Jul 24, 2019 - 6:55 pm


Home, place of residence, homestead, lodging place, habitation, residence, dwelling, abode, domicile.


House, apartment, bungalow, cottage, detached house, flat.


Home vs House

“There is not much of a difference between home and house though they definitely have different connotations. As you all know, there are many pairs of words in English that are synonymous. One such pair is house and home.”

Connotation: An idea or feeling that a word invokes in addition to it’s literal or primary meaning.

Argue with the dictionary and the author of the article. I didn’t write either one. Where you’re getting confused is CONNOTATION. So I provided a definition.

Nick Jul 24, 2019 - 7:18 pm

Melanie, you’re correct. Again. It’s the reason You’re a homeowner, not a houseowner. There is no such wording. It’s the reason you can invite someone over to your house (that you live in) or tell someone welcome to my home (that you live in). It’s not getting sloppy with the English language. If it’s listed in the dictionary as a synonym, I guess Lola, Tammy, Arnie and Dawn Marie think they know more than the dictionary. They’re ignorant.

Melanie Jul 24, 2019 - 9:14 pm

Nick – I guess the crowd got pretty quiet! Who needs the remedial English? Who wasn’t paying attention in English? Certainly not us!

Jg Jul 24, 2019 - 9:47 am

Tomato, tomawto, Almonds, almonds, Sandwich, Sangwich……

I hope Oakley keeps the city safe from low life’s and thugs. Antioch has lost that battle.

Dg Jul 24, 2019 - 3:19 pm

Yoc life!

Richard Jul 24, 2019 - 5:03 pm

I wouldn’t even dream of buying a house to use as a rental in Oakley It’s gone down hill so much.

Comments are closed.